Real estate appraisal services for homeowners in the city of Mission Viejo and Orange County
Check out the top seven reasons why CA homeowners hire Premier Appraisal of SoCal:
Need help deciding the value of your house in or near Mission Viejo, CA?
We at Premier Appraisal of SoCal understand the special needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Premier Appraisal of SoCal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Premier Appraisal of SoCal is experts in helping folks just like you rid themselves of unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in a local area that's going down. That means you are probably paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Premier Appraisal of SoCal is your number one weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? An appraiser from Premier Appraisal of SoCal can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Premier Appraisal of SoCal can help you with that. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.