Attention homeowners: Real estate appraisal services for in Mission Viejo and Orange County

Check out the top 7 reasons why CA homeowners order from Premier Appraisal of SoCal:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Orange county's assessment of your propertyworth
  3. To cut their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in CA by determining the true market value of property in question

Do you own a house in or near Mission Viejo? Do you need help determining the value of your real estate?
Contact Premier Appraisal of SoCal.

We at Premier Appraisal of SoCal understand the particular needs of a customer after appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that probably doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Premier Appraisal of SoCal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're qualified in helping folks just like you rid themselves of unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other houses close to yours. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal report from Premier Appraisal of SoCal is your perfect weapon.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.